Preparing to Buy
When starting the journey to buy a home there are a few things you can do to help the process.
- Understand your current finances and calculate expenses to avoid surprises
- Find a realtor that will help you through this process
- Know your credit and how it will help or hurt you through this process
- Collect all documents needed to file for loan applications
- Avoid pre-mortgage pitfalls
- Compare your needs versus your wants
How We Can Help
Treating customers like family is both a guiding principle and a way of life for us. Buying a home can be a stressful process, however we are here to help you through every step of the way to make it a more enjoyable rather than stressful experience. Once we get to know you we will share homes with you that fit what you’re looking for, as well as some that may not be your first pick, but a perfect fit. We can help you find a mortgage lender that will determine the types of financing options that are best for you. We will help prepare for your move and sell your current home, if that is part of the process. No matter what the journey, we will work with you to make your dream home a reality.
Condo vs Single Family Home
Choosing between a single family home and a condo can be a difficult decision. Here are some key differences that may help you.
- Condos are typically less expensive compared to single family homes.
- Condos are typically less maintenance as you are only responsible for the inside of the unit, rather than the entire property.
- Homeowners Associations are typically more expensive for condos, as most complexes provide communal amenities, i.e. pool, tennis court, gym.
- There is more flexibility to make modification in a single family home. You can add a bedroom, change the kitchen layout, etc.
- There aren’t typically shared amenities, which is fine if you have your own on your property,but be considered a downfall if you don’t have those.
- Single family homes provide their own backyard space, and it is typically larger than those of condos.
- With a single family home, you are responsible for all home maintenance needs, whereas with a condo the Homeowners Association takes care of a lot of it.
Buyer Home Inspection
Getting a home inspection is incredibly important step when it comes to buying a home. Remember, if the report indicates that there is a serious problem with the home, you have the right to back out of the deal. A few things to remember when getting a home inspection are:
- Have the home inspection completed by a licensed professional and ensure that the report is stamped by their licensed P.E. seal.
- Obtain a detailed and written out home inspection report, just just a checklist.
- Attend the home inspection and invite your realtor to attend in order to make sure all questions are asked.
- The inspection should include home structure, plumbing, heating, air-conditioning, septic systems, wells and electrical systems.
- Ask any and all questions! Repairs may be needed, so don’t hold back when asking about costs to fix things, safety issues, and alternative options.
By the time you get to move into your new house, there are so many more things that need to happen in order to live there. A few things to help the process are:
- Send your new address to those who need it
- Make sure all boxes are labeled
- Take pictures of valuable items in case you need to provide proof of damage claims
- Make a survival box of items you may need on day 1 of your move”